Proudly serving the
Winter Garden Area since 1909

Product Information

Personal Accounts

Below are the Personal Accounts offered at Zavala County Bank

	Min. Deposit To Open Acct.	Special Features	To Avoid Service Charge	Service Charge	Interest
Regular Checking	$50.00	Unlimited Check Writing Image Statement FREE Internet Banking Access FREE Voice Response Access FREE ATM/Debit Card	$900.00 Minimum Daily Balance	$9.00 if your balance is less than $900.00 on any day during the statement cycle	N/A
Budget Checking	$50.00	Image Statement FREE Internet Banking Access FREE Voice Response Access	N/A	$3.00 quarterly service charge per item fee is $.20 on each debit or credit transaction posted	N/A
Interest Checking	$1,500.00	Interest Compounded and Credited Monthly Interest Calculated on Daily Balance Unlimited Check Writing Image Statement FREE Internet Banking Access FREE Voice Response Access FREE ATM/Debit Card	$1,500.00 Minimum Daily Balance	$15.00 if your balance is less than $1,500.00 on any day during the statement cycle	Interest Rate May Vary – Available on Request
Savings	$50.00	Interest Compounded and Credited Quarterly Interest Calculated on Daily Balance FREE Internet Banking Access FREE Voice Response Access 5 free Withdrawals per Quarter ($1.00 Withdrawal Fee in Excess of 5 per quarter)	$50.00 Minimum Daily Balance	$5.00 service charge if your balance falls below $50.00 on any day of statement cycle	Interest Rate May Vary – Available on Request
Money Market	$2,500.00	Interest Compounded and Credited Monthly Interest Calculated on Daily Balance Image Statement FREE Internet Banking Access FREE Voice Response Access FREE ATM/Debit Card 3 free Withdrawals per Month ($5.00 Withdrawal Fee in Excess of 3 per statement cycle)	$2,500.00 Minimum Daily Balance	$15.00 if your balance is less than $2,500.00 on any day during the statement cycle	Interest Rate May Vary – Available on Request
Certificates of Deposits	$1,000.00	1 month to 24 month maturities Automatic Renewal Interest Payment Options (check, checking, savings or added back to the certificate) FREE Internet Banking FREE Voice Response Access	N/A	N/A	Interest Rate May Vary – Available on Request
Individual Retirement Accounts	$1,000.00	6 month, 12 month, or 24 month maturities available Fixed Rate Automatically Renewable Interest Compounded Quarterly FREE Internet Banking FREE Voice Response Access	N/A	N/A	Interest Rate May Vary – Available on Request

Commerical Accounts

Below are Commercial Accounts that we offer at Zavala County Bank

	Min. Deposit To Open Acct.	Special Features	To Avoid Service Charge	Service Charge	Interest Rate
Commercial Checking	$50.00	Image Statement FREE Internet Banking Access FREE Voice Response Access FREE ATM/Debit Card $.45 earnings credit for each $100.00 of the lowest balance	Maintaining a balance sufficient for earning credit to offset fees	$10.00 Maintenance Fee per statement cycle $.10 transaction fee will be charged for each debit and credit transaction	N/A
Commercial Savings	$50.00	Interest Compounded and Credited Quarterly Interest Calculated on Daily Balance FREE Internet Banking Access FREE Voice Response Access 5 free Withdrawals per Quarter ($1.00 Withdrawal Fee in Excess of 5 per quarter)	$50.00 Minimum Daily Balance	$5.00 if your balance is less than $50.00 on any day during the statement cycle	Interest Rate May Vary – Available on Request
Commercial Money Market	$2,500.00	Interest Compounded and Credited Monthly Interest Calculated on Daily Balance Image Statement FREE Internet Banking Access FREE Voice Response Access FREE ATM/Debit Card 3 FREE Withdrawals per Month ($5.00 Withdrawal Fee in Excess of 3 per statement cycle)	$2,500.00 Minimum Daily Balance	$15.00 if your balance is less than $2,500.00 on any day during the statement cycle	Interest Rate May Vary – Available on Request