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Zavala County Bank

Personal Accounts

Below are the Personal Accounts offered at Zavala County Bank


Regular Checking:

  • Minimum Deposit to Open: $100.00
  • Special Features:
    Unlimited Check Writing
    Image Statement
    FREE Internet Banking Access
    FREE Voice Response Access
    FREE Debit Card
  • To Avoid Service Charge: $900.00 Minimum Daily Balance is required
  • Service Charge: $10.00 if your balance is less than $900.00 on any day during the statement cycle
  • Interest: N/A


Budget Checking:

  • Minimum Deposit to Open: $100.00
  • Special Features:
    Image Statement
    FREE Internet Banking Access
    FREE Voice Response Access
  • To Avoid Service Charge: N/A
  • Service Charge: $5.00 quarterly service charge per item fee is $0.20 on each debit or credit transaction posted
  • Interest: N/A


Interest Checking:

  • Minimum Deposit to Open: $1,500.00
  • Special Features:
    Interest Compounded and Credited Monthly
    Interest Calculated on Daily Balance
    Unlimited Check Writing
    Image Statement
    FREE Internet Banking Access
    FREE Voice Response Access
    FREE Debit Card
  • To Avoid Service Charge: $1,500.00 Minimum Daily Balance
  • Service Charge: $15.00 if your balance is less than $1,500.00 on any day during the statement cycle
  • Interest: Interest Rate May Vary – Available on Request


Savings:

  • Minimum Deposit to Open: $100.00
  • Special Features:
    Interest Compounded and Credited Quarterly
    Interest Calculated on Daily Balance
    FREE Internet Banking Access
    FREE Voice Response Access
    6 free Withdrawals per Quarter ($2.00 Withdrawal Fee in Excess of 6 per quarter)
  • To Avoid Service Charge: $100.00 Minimum Daily Balance
  • Service Charge: $6.00 service charge if your balance falls below $100.00 on any day of statement cycle
  • Interest: Interest Rate May Vary – Available on Request


Money Market:

  • Minimum Deposit to Open: $2,500.00
  • Special Features:
    Interest Compounded and Credited Monthly
    Interest Calculated on Daily Balance
    Image Statement
    FREE Internet Banking Access
    FREE Voice Response Access
    3 free Withdrawals per Month ($5.00 Withdrawal Fee in Excess of 3 per statement cycle)
  • To Avoid Service Charge: $2,500.00 Minimum Daily Balance
  • Service Charge: $15.00 if your balance is less than $2,500.00 on any day during the statement cycle
  • Interest: Interest Rate May Vary – Available on Request


Certificates of Deposits:

  • Minimum Deposit to Open: $1,000.00*
  • Special Features:
    3 month, 6 month, 12 month, or 24 month maturities available
    Automatic Renewal Option is Available
    Interest Payment Options (check, checking, savings or added back to the certificate)
    FREE Internet Banking
    FREE Voice Response Access
  • To Avoid Service Charge: N/A
  • Service Charge: N/A
  • Interest: Interest Rate May Vary – Available on Request
  • Early Withdrawal Penalty May Apply
      *  Minimum deposit requirement does not apply to Jumbo CDs


Individual Retirement Accounts:

  • Minimum Deposit to Open: $1,000.00
  • Special Features:
    6 month, 12 month, or 24 month maturities available
    Fixed Rate
    Automatically Renewable
    Interest Compounded Quarterly
    FREE Internet Banking
    FREE Voice Response Access
  • To Avoid Service Charge: N/A
  • Service Charge: N/A
  • Interest: Interest Rate May Vary – Available on Request
  • Early Withdrawal Penalty May Apply


Commercial Accounts

Below are Commercial Accounts that we offer at Zavala County Bank


Commercial Checking:

  • Minimum Deposit to Open: $100.00
  • Special Features:
    Image Statement
    FREE Internet Banking Access
    FREE Voice Response Access
    $0.25 earnings credit for each $100.00 of the lowest balance
  • To Avoid Service Charge: Maintaining a balance sufficient for earning credit to offset fees
  • Service Charge: $12.00 Maintenance Fee per statement cycle $0.20 transaction fee will be charged for each debit and credit transaction
  • Interest: N/A


Commercial Savings:

  • Minimum Deposit to Open: $100.00
  • Special Features:
    Interest Compounded and Credited Quarterly
    Interest Calculated on Daily Balance
    FREE Internet Banking Access
    FREE Voice Response Access
    6 free Withdrawals per Quarter ($2.00 Withdrawal Fee in Excess of 6 per quarter)
  • To Avoid Service Charge: $100.00 Minimum Daily Balance
  • Service Charge: $6.00 if your balance is less than $100.00 on any day during the statement cycle
  • Interest: Interest Rate May Vary – Available on Request


Commercial Money Market:

  • Minimum Deposit to Open: $2,500.00
  • Special Features:
    Interest Compounded and Credited Monthly
    Interest Calculated on Daily Balance
    Image Statement
    FREE Internet Banking Access
    FREE Voice Response Access
    3 FREE Withdrawals per Month ($5.00 Withdrawal Fee in Excess of 3 per statement cycle)
  • To Avoid Service Charge: $2,500.00 Minimum Daily Balance
  • Service Charge: $15.00 if your balance is less than $2,500.00 on any day during the statement cycle
  • Interest: Interest Rate May Vary – Available on Request